Our Programs

Programs to help homeowners facing financial hardship

Expert Support to Prevent Eviction and Manage Mortgages

At ProPer Services, we offer comprehensive help to fight toxic mortgages, high payments, and avoid foreclosure. We have a strong reputation for assisting homeowners in understanding their rights and options in a challenging market.

Contact Us
Image

1- RESPA Violations:

Protecting consumers by regulating the settlement process, the Real Estate Settlement Procedures Act (RESPA) ensures transparency and fairness. We help identify and address violations, ensuring you receive necessary disclosures and fair treatment throughout your mortgage process.

Image

2 - Mortgage Reinstatement Assistance Program:

If you’ve fallen behind on mortgage payments due to financial hardship, our program offers support to reinstate your mortgage. We work with lenders to develop a feasible repayment plan, helping you catch up on missed payments and avoid foreclosure.

Image

3 - Principal Reduction Program:

For homeowners who owe more on their mortgage than their home is worth, this program offers relief. We negotiate with lenders to reduce the principal balance of your loan, making your mortgage more manageable and aligned with your home’s current market value.

Image

4 - Transition Assistance Program:

Supporting homeowners undergoing a short sale or deed in lieu of foreclosure, this program provides financial assistance and guidance. We help you navigate the transition, ensuring a smoother process and minimizing the impact on your credit.

Image

5 - Loan Modification Assistance:

We assist in modifying your existing loan terms to achieve more affordable payments. By negotiating with your lender, we aim to lower your interest rate, extend the loan term, or adjust the principal balance to better fit your financial situation.

Image

6 - Forbearance Programs:

For temporary financial hardships, we help you obtain forbearance agreements from your lender, allowing you to temporarily reduce or suspend mortgage payments without facing foreclosure.

Image

7 - Home Affordable Refinance Program (HARP):

We guide you through refinancing your mortgage to achieve lower interest rates and more favorable terms, even if you owe more than your home’s current value. This program helps make your mortgage more affordable and stable.

Image

8 - Counseling and Financial Education:

Our counselors provide personalized financial education and advice, helping you make informed decisions about your mortgage and overall financial health. We empower you with the knowledge to manage your finances effectively and avoid future hardship.

Act Now! Stay ahead of your mortgage situation.

Don't wait until it's too late. Contact us as soon as possible to take decisive action and prevent your lender from forcing you into bankruptcy or demanding an unreasonable sum to reinstate your loan.

We have counselors ready to assist you. Contact us today to stay ahead of your mortgage situation.

*Disclosure: While we strive to provide exceptional service, we are not suggesting that you forego retaining legal counsel.

OFFICE ADDRESS

ProPer Document Services

300 Spectrum Drive

Irvine, CA 92618

© 2025 ProPer Services, All Rights Reserved.